Review of The Difference: How Anyone Can Prosper in Even The Toughest Times (Hardcover)

I found this author from Oprah's web site and read this book.What I love about Jean Chatzky's book The Difference is that she gets to the point in a very calming way.

Money is often times linked to survival and fear in the modern society.I know many of us are raised to have this love-hate relationship with money.For instance, we love to have more money (e.g. one way to get there is to save and invest) but then we spend them instead of keeping them.In Jean's book, she started off describing the research she has done on the individuals who are classified in the following categories:
1.Wealthy
2.Financially Comfortable
3.Paycheck to Paycheck
4.Further In Debtors
Instead of being judgmental to any group of individuals, she simply pointed out "The Difference" wealthy people & financially comfortable people have (traits, the things they do, their beliefs, etc) versus individuals who are in the paycheck to paycheck & further in-debtors categories.Jean never for once went down the path to portray the "wealthy greedy" nor did she judge the "further-in-debtors" as financially irresponsible in her book.Instead, she mentioned many things wealthy and financially comfortable do are things paycheck to paycheck & further in debtors can learn to do to improve financially and our overall happiness (you can find her detailed suggestions in this book).She inspired all of us that to become financially comfortable and/or wealthy is not unrealistic goal in this life time through the research, her findings in the research and her interviews

I love these interviews.I used to have a gut feeling the not all wealthy and/or financially comfortable people are evil/greedy but I had no solid proof of such.Furthermore, if one has watched the news lately, it really does shaken some of my faith about this gut feeling I had all along (especially those news I hear about Wall Street big wigs cashing bonuses, etc).However, Jean's interviews in each chapter helps re-assuring us that pursuing financial goals does not automatically turn us into wealthy greedy categories.In fact, if we read through these interviews, one might realize the inner strengths many of the wealthy & financially comfortable individuals have and is something to admire and follow some of their paths.

Excellent book to get inspired to get our finances together.I highly recommend it!






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