Review of What Lenders Don't Want You To Know: How To Keep From Being Surreptitiously Ripped Off By Unscrupulous Mortgage Professionals (Paperback)

If you are going to borrow money or get a line of credit you would be wise to read this book. It is VERY well written; clear, concise, to the point...

It is worth $1000 each time you purchase a property or sign a note.

Every real estate agent in the country should be giving this book as a gift to their clients...

Product Description

If you seek information that will help save you money on a mortgage transaction, you've found it!

Kevin Melody spells out trade secrets of the mortgage industry from an insider's perspective, with frank honesty and in plain English.He shows how most borrowers shop for mortgages like they shop for cars: they find the product they want, at a price they believe is fair, then they strike a deal. Unfortunately, unlike a car purchase, a mortgage transaction will not close on the day the "deal" is made. Therefore, unless the borrower is sophisticated enough to know how to make it stick, he really has no deal at all. He has committed himself to the lender, but the commitment may not be mutual. In fact, the rates, costs, even the product itself may change later; at a time when the borrower has, not only an emotional stake in proceeding with the transaction, but also a financial one; and is therefore unlikely to cancel. Whether you're a first-time buyer, or a property owner with many mortgage transactions under his belt, you will save time, money, and frustration by reading this book.

About the Author
Since 1991, Kevin Michael Melody has worked as a loan originator for three mortgage brokers, three major banks, and one mortgage banker. He spent three years as an Account Executive for the Administrator of the CalPERS Member Home Loan Program, and has conducted consumer-protection oriented home loan workshops since 1997.

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Review of Daily Life in Hitler's Germany (Hardcover)

I must agree with with other two reviews of this book about the rather poor text.While it does occasionally bring up an interesting point, a number of its arguments are discredited by a large number of contrasting studies.

That said, what is important are the photographs.Here is the face of Nazi Germany.One of the most frightening pictures was of the young men, students and SA, burning books outside the university in Berlin in May of 1933 (page 94).The expressions of pure predatory joy are typical of ideological "true believers."The thuggish brutality of the SA is brought out in another photo, which at the same time hints at the more subtle evil of the SS (page 90).Pages 47 and 51 give evidence of the deadness, normally seen in revolutionary art, of Nazi high art.An entire chapter is devoted to the Hitler Youth; showing the indoctrination of the young by dressing them the same, having them beat drums, and march chanting political slogans.

Hitler came to power promising to save Germany's middle class, though his base was initially among the prolitariat.In the beginning the laboring class was largely split between left and right.The National Socialists started as a rightist labor union.Attaining power, they outlawed all other unions.While working conditions before the Nazis weren't good,from the pictures, one gets the impression that they slipped even before the Allied bombing campaign.

Buy this book for the pictures and buy "The Nazi Seizure of Power: The Experience of a Single German Town 1922-1945" by William Sheriden Allen (available from Amazon.com) for the text.

Product Description
ritten by historical experts, Daily Life in Hitler's Germany offers a chilling portrayal of the Third Reich to bring Germany's most harrowing era to life. Topics include: -The Nazi indoctrination of children through the Hitler Youth -The subversion of the arts to serve National Socialist ideology -The Nazi obsession with sports as a means of creating a super-fit Aryan race -The role of women in Germany in the 1930s -The fate of those individuals and races who had no place in the Thousand Year Reich. Illustrated with over 270 black and white period photos, Daily Life in Hitler's Germany examines fully how Hitler influ-enced the everyday lives of millions of ordinary Germans.

About the Author
Dr. Matthew Seligmann is an expert on the foreign and colonial policy of Wilhelmine Germany, as well as the origins of World War I. He is the author of Rivalry in Southern Africa 1893-1899: the Transformation of German Colonial Policy, co-author of Germany from Reich to Republic 1871-1918: Politics, Hierarchy and Elites; and co-editor of Leadership in Conflict 1914-1918. He currently lives in Great Britain.

Dr. John McDonald is a former teacher and an expert on twentieth-century European history. He currently lives in Great Britain.

Dr. John Davison is an expert on twentieth-century European history. He currently lives in Great Britain.


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Review of Daily Life in the United States, 1960-1990: Decades of Discord (The Greenwood Press Daily Life Through History Series) (Hardcover)

Dr. Marty must have put in a lot of time and effort into this book. Hediscribes each century and the ideologies that the people believed in.Hedescribes all theproblems and benifits of each time period. Heaccomplished this through quotes; well broken up chapters and thoroughanaylsis.At some points, the book becomes to thick with facts and veryslow.It never lacked inspiration or serious effort.Dr. Marty's book isa well writen work that a lot of time and effort went into.If you areserious about history I would recomend that you read it.

Product Description
Students, teachers, and interested readers can use this important resource to examine the evolution of the everyday lives of ordinary people in the United States from 1960 to 1990. The volatility of the civil rights movement; the impact of the baby boom generation; the influences of television, advertising, and other media; the emergence of environmental and consumer-protection movements; and the effects the Vietnam War and Watergate had on the American public are just a few of the issues examined and outlined. From the space age to the computer age, the user can explore how change-induced discord and adjustment to "postmodern times" led to cultural standoffs, affecting everyday lives.



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Review of Steiner's Complete How-To-Talk Mortgage Talk (Paperback)

This book is very basic and may be good for the first time homebuyers.As a mortgage professional, I was looking for something to help with my corporate training material for new associates.I continue this search.

Product Description
Product Description (1000 characters, including spaces):Did you know that your home is NOT the biggest purchase you'll ever make in your lifetime?Your mortgage is your biggest lifetime purchase.At today's rates, the MORTGAGE INTEREST you pay your friendly lender will be MORE THAN TWICE what you paid the seller for your home. Mortgage Talk takes a straightforward approach to getting the best loan for the consumer - whether you're buying or refinancing.Set up as a glossary, you don't have to read everything before you get started.Just go to the part you need, use the evaluation forms in the book for interviewing lenders, finding the best, and you're there.



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Review of House Poor: Pumped Up Prices, Rising Rates, and Mortgages on Steroids: How to Survive the Coming Housing Crisis (Hardcover)

I am now in the process of buying my 7th house in 25 years.If I had known much earlier some of the things I now know from having read "House Poor," I would have avoided mistakes, saved money, and come out ahead.

The book offers solid, well supported advice about home ownership in 21st century America.The advice is practical, clear, and up-to-date.It reads quickly--in part because of the numerous examples of home buyers and sellers from around the nation--but unlike many such books, it seamlessly integrates a large volume of data from authoritative sources to support conclusions and recommendations.I found especially useful the discussion of the dizzying array of mortgage options now being pushed at consumers. And I found reassuring the distinctions made among the various markets around the US--reassuring because I live in the Midwest where the real estate market is heated but not super-heated.

Fletcher writes with an engaging and fluid style, moves logically from one topic to another, and delivers the kind of information that both first-time and veteran home owners will find valuable.

Product Description

The housing market, like any other investment, has always had its ups and downs. But ever since it started its upswing at the beginning of this decade, the ride has become more thrilling-and more dangerous. One day, home values are skyrocketing and cheap money is up for grabs; the next day, houses linger on the market and interest rates rise alarmingly high. Home buyers and sellers are beginning to recognize that however the market moves where they live, they must be prepared to make smart housing decisions.

Written by veteran real estate reporter June Fletcher, House Poor teaches you everything you need to know to weather the ups and downs of the housing market, including:

• How to tell whether your hometown is likely to boom or bust
• When to take equity out of your house
• How to buy as a first-time home owner or as an investor during turbulent times
• How to protect your home investment
• When and how to sell your home

Today's volatile housing market could make you house poor.

This book will keep you house proud.

--This text refers to the Paperback edition.



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Review of Investing Smart: How to Pick Winning Stocks with Investor's Business Daily (Paperback)

Being a student of William O'Neil's CANSLIM method of stock selection I found this book tiresome to read mainly because I know the subject matter so well.Dr. Sethna was certainly long winded and rambling in his writing style and could have said what he did in a third of the space he used.If you desire to learn about William O'Neil's methods purchase his book, "How to Make Money In Stocks."Lastly, Investor's Business Daily has added many new features since Dr. Sethna wrote this book so some of the information he shares about the paper is dated.

Product Description
Using Investor's Business Daily as his major source of investment information, Dhun Sethna tripled his portfolio in five years. In Investing Smart, Sethna shares what he's learned about picking stocks with the nation's fastest growing newspaper, unlocking the powerful money=making information in every edition.

You'll discover where to look for winning stocks every day. . .which indicators to watch to avoid losses. . .the psychology of market behavior. . .and much more. The book delivers straightforward explanations of the complex and powerful forces which drive stock prices. All in all, it gives you the tools you need to invest wisely.

From the Back Cover
Unlock the money-making power of Investor's Business Daily today!

"Investing Smart is a book about doing and discovery, about discovering the thousands of newer companies with revolutionary new ideas and new technologies, and innovative new products, that make up what I like to call "The New America." After all, it is the discovery of these winning (companies) and their trends that smart investing is all about."­­From the Foreword by Willian J. O' Neill, Chairman and Founder of Investor's Business Daily

This book is the definitive must read for all investors looking to substantailly increase their portfolio results. In it, investors will learn the investing secrets used by many of today's most successful investors and money managers to achieve unparalleled results.

Investing Smart unearths the money-making opportunities found throughout Investor's Business Daily's exclusive tables, charts and screens. In this easy-to-understand presentation, you'll gain profitable insight into the nature of markets, the psychology of trading, and commonsense ground rules for making the right investment decisions­­at the right time.

You'll discover:

• The best sources for identifying emerging stock market leaders
• How and when to buy or sell stocks
• How to manage any portfolio­­large or small
• The best way to interpret the economy's vital signs
• The psychology of market behavior­­and much more

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Review of A Homeowner\'s Guide to Mortgage Acceleration (Paperback)

As a homeowner preparing for retirement, I was looking for a book that would teach me how to get rid of my mortgage before retirement.After reading the book, I now see light at the end of the tunnel (30 year mortgage).The book teaches homeowners how to do it themselves without paying fees to mortgage companies or brokers. I will be able to knock 10 to 15 years off my mortgage and save thousands in interest.The method demonstrated in the book is proven, timeless and effective.


Product Description
Save thousands in interest costs. Reduce the term, build equity faster, and own your home "free and clear". Turn your mortgage into an investment tool.

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