Dismayed by Wall Street? Looking to learn all the things your broker has never told you, or, better put: doesn't know about? His insights and vision of the entire financial picture are all well executed and integrated into a book that is packed with punch. The only thing I don't exactly agree with in the book are his views on diversification: too much diversification lowers one's overall returns, and he does address this, countering this by his explanation of "flavors of the day," which to him, represents the only part of a portfolio that is somewhat actively traded. I'm not too sure about the total "buy and hold" approach - in these days of highly troubled stock markets, I doubt many could bear watching their accounts go down in value, and many I'm sure will want to sell out and not hold "their children" for the long haul. That said, his "systematic" approach to investing offers the reader a simple STRUCTURE and PROCESS which is far better than most shoddy financial advisors that probably couldn't tell you anything about their system of investing, which is why, when push comes to shove, I give this book a top rating - while I dont exactly agree with all his views on investing, Mr. haft does offer something that most financial advisors couldn't: have a firm grasp on his subject matter, stick with a solid approach and doesnt deviate from it. Furthermore, I have to say, the chapters on Life Insurance, Structured CD's (referred to as growth CDs) and Annuities has opened my eyes into investment products that I never thought of integrating into my portfolio, but now after reading this book, I am absolutely convinced I should consider. Be sure to read the section about what he calls The Private Pension: his introduction to the subject (where he compares it to a Peanut Butter and Jelly Sandwich) is a true gem, and the strategy is something everyone should understand for their retirement goals. Really, a valiant effort and something I'm sure everyone can get a lot of benefit from.Click Here to see more reviews about: You Can Never Be Too Rich: Essential Investing Advice You Cannot Afford to Overlook (Hardcover)
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